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Mortgage Lending



  • The Roots of Racial and Spatial Inequality

    by Kimberley S. Johnson

    As part of the AAIHS's roundtable on Keeanga-Yamahtta Taylor's "Race For Profit," urban studies scholar Kimberley Johnson looks at the ways that generations of housing policy enabled banks to write predatory loans to Black buyers, profiting first by high interest, then by foreclosure, while blaming outcomes on the individual irresponsibility of Black borrowers.