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WSJ Editorial: Presto ... Another $750 Billion

The U.S. and Europe were widely expected to clash at the G-20 summit in London last month over how to address the global financial crisis. Voila, in just two days the problem was solved with a joint promise to increase International Monetary Fund resources by $750 billion to a total of $1 trillion.

The U.S. portion of this new commitment is more than $140 billion. Yet Congress has debated neither the amount nor the proposed use of the funds. Instead, President Obama and his fellow leaders simply waved their hands, like a Star Trek captain, and said make it so.

Recall that the IMF was founded in 1944 when the world monetary system operated on a gold standard. The fund's job was to act as a lender of last resort when countries encountered balance-of-payments shortfalls. When the world went to a fiat-currency system, the fund's original role became obsolete. It is possible to argue that a modified version of the lender-of-last-resort remains important for the global financial system. But over the past 30 years the fund has increasingly strayed from that limited mission to become a vehicle for transferring wealth to poor-country governments. The London agreement further advances these foreign aid ambitions with no oversight from Congress.

Exhibit A is a $250 billion increase in "special drawing rights," or SDRs -- one third of the new resources. SDRs are homemade credit allocations printed by the fund and handed out to all members. They are redeemable for subsidized loans from hard-currency fund countries. Prior to last week, there were about $32 billion in SDRs. The fund's board had lobbied for 12 years to double that number. But because the loans cost taxpayers more than $300 million a year and because there are no minimum governance standards that must be met by borrowers, Congress refused to approve the expansion.

Now Mr. Obama has overruled Congress and blessed an SDR increase -- not twice the existing number, but eight times....
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